Same people, every bill — without re-entering names
Create named groups of contacts — roommates, a friend group, a regular trip crew — and tag expense splits to that group. Balances accumulate per group over time, so you always know who owes what without re-entering the same people for every bill. Recipients never need to install the app, and nothing needs to sync live — balances update whenever you log a split.
Your weekly brunch group becomes a Squad so running balances carry forward and you stop re-entering the same four names on every shared bill.
You
Paid last bill
Owed $18.20
Alex
Roommate
Owed $6.40
Jordan
Roommate
Owes you $12.10
3 splits tagged to Apt 12B this month
How It Works
- 1
Create a Squad
Name a group — roommates, brunch crew, ski trip — and add contacts once from your phone
- 2
Tag splits to the group
When you split a bill, assign it to the Squad so balances roll up in one place
- 3
Settle up when ready
See who owes what across every tagged split and share a breakdown via any messaging app
Feature Details
Named contact groups
Save roommates, friends, or trip crews once and reuse them for every split
Running balances
Every tagged split updates the group ledger so you always know who owes what
Share without signup
Send a plain-text breakdown via iMessage, WhatsApp, or any app — recipients need nothing installed
Reuse every bill
Tag rent, groceries, dinners, and trips to the same Squad without re-adding people
No app for others
Recipients see their share without installing anything — balances update when you log a split
Private by default
Your Squad data is encrypted. We never sell your data to advertisers or data brokers.
Example Squad balances — Apt 12B
Squad: Apt 12B · Mar 2026 · 3 splits logged · balances tracked per group
| Split | Paid by | Participants | Amount | Balance impact |
|---|---|---|---|---|
| Groceries | You | You, Alex, Jordan | $86.40 | Alex owes you $18.20 |
| Utilities | Jordan | You, Alex, Jordan, Sam | $120.00 | Jordan owes you $12.10 |
| Dinner out | Alex | Alex, Sam | $64.00 | Sam owes Alex $6.40 |
Ready to stop re-entering the same names?
Organize recurring splits into Squads — roommates, friends, trip crews — and settle up on your terms.
Join the Waitlist →